Maruti Swift vs Tata Punch: Best Car Under ₹10 Lakh in India 2026? Full Comparison
Maruti Swift vs Tata Punch: Best Car Under ₹10 Lakh in India 2026? (Full Comparison)
Indian buyers searching for the best car under ₹10 lakh in India 2026 often get confused between Maruti Swift and Tata Punch.
Both cars are among the top 2 best-selling cars under ₹10 lakh, but they target different types of buyers.
If you are planning to buy a budget car in 2026, this Maruti Swift vs Tata Punch comparison will help you decide the best car under ₹10 lakh based on mileage, safety, price, and usage.
Read also: Best Cars Under ₹10 Lakh in India 2026
Mileage Comparison: Swift vs Punch
- Maruti Swift mileage is higher, making it one of the best mileage cars under ₹10 lakh in India 2026
- Tata Punch mileage is slightly lower but acceptable for daily use
If mileage and fuel cost matter, Maruti Swift is the better car under ₹10 lakh.
Safety Comparison
- Tata Punch comes with a 5-Star Global NCAP safety rating, making it the safest car under ₹10 lakh in India 2026
- Maruti Swift focuses more on mileage and performance than safety rating
For buyers prioritising safety, Tata Punch is the best choice.
City Driving vs Highway Use
- Maruti Swift
- Easy to drive in traffic
- Smooth steering
- Better for city and highway mix
- Tata Punch
- Higher ground clearance
- Better for bad roads
- Strong build quality
Maintenance & Ownership Cost
- Maruti Swift has lower service cost and better resale value
- Tata Punch offers strong build but slightly higher service cost
Long-term ownership cost is lower with Maruti Swift.
Maruti Swift vs Tata Punch – Comparison Table (2026)
| Feature | Maruti Swift | Tata Punch |
|---|---|---|
| Price (Ex-showroom) | ₹6 – ₹9.5 lakh | ₹6 – ₹9.8 lakh |
| Segment | Hatchback | Micro SUV |
| Mileage | 22–25 km/l | ~20 km/l |
| Safety Rating | Not Rated | 5-Star Global NCAP |
| Engine | 1.2L Petrol | 1.2L Petrol |
| Transmission | Manual / AMT | Manual / AMT |
| Ground Clearance | 163 mm | 187 mm |
| Best For | Mileage & city use | Safety & rough roads |
| Maintenance Cost | Very Low | Low |
Which Is the Best Car Under ₹10 Lakh in India 2026?
Choose Maruti Swift if:
- You want best mileage under ₹10 lakh
- You drive mostly in the city
- You want low maintenance and resale value
Choose Tata Punch if:
- Safety is your top priority
- You want an SUV-like stance
- You drive on bad roads frequently
FAQs – Swift vs Punch Comparison 2026
Q1. Which is the best car under ₹10 lakh in India 2026?
Both Maruti Swift and Tata Punch are among the best cars under ₹10 lakh in India 2026. Swift is better for mileage, while Punch is better for safety.
Q2. Which car is safer, Swift or Punch?
Tata Punch is safer than Maruti Swift, with a 5-Star Global NCAP safety rating.
Q3. Which car gives better mileage in 2026?
Maruti Swift gives better mileage and is one of the most fuel-efficient cars under ₹10 lakh in India.
Final Verdict
The Maruti Swift vs Tata Punch comparison clearly shows that there is no single best car under ₹10 lakh for everyone.
Your final choice should depend on whether you prioritise mileage, safety, road conditions, or ownership cost.
