Punjab Govt ₹10 Lakh Health Card: Who Can Apply Online in 2026 & How to Get Free Treatment
At a time when medical costs are rising sharply, the Punjab Government’s ₹10 Lakh Health Card has become a major relief for lakhs of families across the state. Officially linked with the Ayushman Bharat – Sarbat Sehat Bima Yojana, this scheme offers cashless treatment up to ₹10 lakh per family per year in empanelled hospitals.
With searches for “Punjab 10 lakh health card apply online” surging, here is a complete, updated guide on who can apply, how to apply, and where to check eligibility.
What Is Punjab ₹10 Lakh Health Card Scheme?
The Punjab Health Card provides free and cashless medical treatment for serious and long-term diseases in both government and private hospitals.
Key Highlights:
- Coverage Amount: ₹10,00,000 per family per year
- Scheme Name: Ayushman Bharat – Sarbat Sehat Bima Yojana
- Launched By: Punjab Government
- Mode of Treatment: 100% cashless
- Valid Across: Empanelled hospitals in Punjab and other states
Who Is Eligible for Punjab ₹10 Lakh Health Card?
The Punjab government has expanded eligibility, making this scheme almost universal for residents of Punjab.
Eligible Categories:
- Families listed under SECC data
- Ration Card holders (NFSA, Priority, Antyodaya)
- Small & marginal farmers
- Labour card holders
- Senior citizens
- Private school teachers
- Accredited journalists
- Construction workers
- Punjab residents without income cap (many districts)
Important: Even families not covered under Ayushman Bharat earlier may now be eligible under Punjab’s extended coverage.
Diseases Covered Under ₹10 Lakh Health Card
The scheme covers more than 2,000 medical procedures, including:
- Heart surgery
- Kidney dialysis & transplant
- Cancer treatment
- Brain surgery
- Orthopaedic operations
- ICU and critical care
- COVID-related hospitalisation (if notified)
How to Apply Online for Punjab ₹10 Lakh Health Card
Step-by-Step Online Application Process:
- Visit the official portal
https://beneficiary.nha.gov.in - Click on “Am I Eligible”
- Enter your mobile number and verify via OTP
- Search using:
- Ration Card Number /
- Aadhaar Number /
- Family ID
- If eligible, download or apply for the Ayushman Health Card
- You can also visit Common Service Centres (CSC) or Seva Kendras for biometric verification and printing.
Documents Required
- Aadhaar Card
- Ration Card / Family ID
- Mobile Number
- Punjab Residence Proof (if asked)
How to Check Hospital List for Treatment?
- Go to https://hospitals.pmjay.gov.in
- Select State: Punjab
- Choose district and specialty
- View list of empanelled government & private hospitals
Is There Any Application Fee?
No.
The Punjab ₹10 Lakh Health Card is completely free.
No registration fee or hospital charge is taken from beneficiaries.
Latest Update (2026)
- Punjab Government is actively updating beneficiary lists
- New families are being added via Seva Kendras
- Health cards remain valid even after change of hospital or district
